Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why ERISA Advisors Should (Really) Consider Stable Value Funds
Stable Value (SV) is an important asset class in the defined contribution marketplace as measured by participant usage…
Trump Squashes TSP Plan to Invest in China
Remember that plan for the world’s largest defined contribution plan—the federal government’s Thrift Savings Plan—to transfer billions of…
Zen and the Art of 401(k) Investing
Keep calm and carry on—401(k) participants appear to be getting the message. After a turbulent first quarter, 401(k)…
401k Target Date Strategies Got Hit, But Long-Term Trends Remain
Do participants in target date funds behave better than their non-TDF invested counterparts? It’s a major selling point…
‘Retirement 2.0’ Legislation: What’s Next
It’s hard to predict whether any ‘Retirement 2.0’ legislation could end up making it to President Trump’s desk this year.
Why It’s So Important to Put Retirement Plan Returns in Perspective
New research confirms that, for the zillionth time, it’s important to take the long view and put recent…
IRS Posts CARES Act FAQ for Retirement Plans
If you’ve got questions about the CARES Act, the IRS is here to help (wait, what?) Here are some of the answers to the more common inquiries:
4 COVID-Related Retirement Planning Trends
It’s the weekend (isn’t it? Sometimes hard to tell these days), which makes it as good a time…
How Financial Wellness Engagement Can Lead to a 43% Higher 401k Deferral Rate
Hey, financial wellness really works if you do it right! In its recently released 2019 Financial Wellness Year…
Senators Introduce New Bill to Allow PPP Loan Tax Deductions
The IRS is stirring anger. The beloved revenue-gathering arm of the United States government issued guidance last week…