Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why It’s So Important to Put Retirement Plan Returns in Perspective
New research confirms that, for the zillionth time, it’s important to take the long view and put recent…
IRS Posts CARES Act FAQ for Retirement Plans
If you’ve got questions about the CARES Act, the IRS is here to help (wait, what?) Here are some of the answers to the more common inquiries:
4 COVID-Related Retirement Planning Trends
It’s the weekend (isn’t it? Sometimes hard to tell these days), which makes it as good a time…
How Financial Wellness Engagement Can Lead to a 43% Higher 401k Deferral Rate
Hey, financial wellness really works if you do it right! In its recently released 2019 Financial Wellness Year…
Senators Introduce New Bill to Allow PPP Loan Tax Deductions
The IRS is stirring anger. The beloved revenue-gathering arm of the United States government issued guidance last week…
7 Sensible Cybersecurity Steps for 401(k) Plan Sponsors
Cybersecurity breaches of retirement plan participant accounts have occurred with increasing frequency in recent years. Just this past…
401(k) Plan Sponsors Respond Positively in Current Crisis
A majority of U.S. companies are making it easier for employees to access their 401(k) plans’ assets even…
Why ‘Resilience’ Is The New Critical Advisor Success Factor
Resilience is going to determine the quality of your reopening, your first-mover status, and whether your new normal…
Employees Now Most Concerned About Financial Health, Study Finds
More than half (52%) of U.S. employees are most concerned with their financial health in the wake of…
Protecting Retirement Savings with Emergency Funds
We may find ourselves greeting other people with elbow bumps, working from home, and having a whole new appreciation for emergency fund savings accounts.