Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Advisor Contingency Plans in Vogue Because of COVID-19
A global pandemic is not a good time for an advisor to be without a contingency plan for…
Nationwide Moves to Permanent Work-From-Home Strategy
Nationwide took that step yesterday, announcing it will permanently transition to a hybrid work model that combines working…
May Top Advisor by Participant Outcomes (TAPO)—Austin Gwilliam
Plan Design and Hard Work Austin Gwilliam and the team at GRP Financial took a private school client from a 45%…
Caught by Surprise: Crisis Curtails Americans’ Retirement Saving
Pardon the expression, but Americans were largely caught with their financial pants down as the coronavirus pandemic quickly…
Extend the Spirit of the CARES Act to Automatic Rollovers
America is a fundamentally caring country, as reflected in the collective actions of its individuals, businesses and policymakers.…
Most Consumers Still Baffled by Annuities
New quiz from Secure Retirement Institute shows majority of consumers are still baffled by annuities, which now have an easier path into retirement plans.
Confidence in Retirement Plans High Despite Coronavirus Crisis
Much has changed since January when the Employee Benefit Research Institute fielded its annual Retirement Confidence Survey (RCS).…
3 in 10 Americans Have Recently Tapped Emergency Funds
“Smoke ’em if you got ’em,” the saying goes, and many Americans are doing just that when it…
Where Does the United States Rank with Mutual Fund Taxes, Regulation?
A new study ranks the United States as “below average” in mutual fund tax incentives and regulation when…
New Bill Raises 401(k) Contribution Limits During COVID Crisis
The SECURE Act, CARES Act, and now the SAVERS Act? The top Republican on the House Financial Services…