Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Fraud: A Chilling Account of How Easy It Is
“Houston, we have a problem.” On the 50th anniversary of Apollo 13, it seems appropriate to examine how…
Pentegra Rolls Out Process to Help Clients Integrate CARES Act Provisions
Add White Plains, N.Y.-based retirement plan and fiduciary outsourcing solutions provider Pentegra to the ever-expanding list of companies…
2 Ways Furloughs and Layoffs Could Impact 401(k) Plans
In the wake of the COVID-19 pandemic and the resulting economic uncertainty, many small employers are faced with…
Kitces, Aikin, Reish Talk 401(k) Fiduciary, Reg BI
We understand the reasons for coronavirus-driven conference cancelations, but it doesn’t make it any less disappointing. However, in…
Retirement Planning Anxiety Spikes One Month into Crisis
Over 59% of retirement advisors report that clients are more concerned about their retirement prospects than they were just a month ago, says a new survey.
Sequence of Returns Risk Scaring Pre-Retirees
The devastating effects of “sequence of returns” risk are by now well-documented. Workers retiring into a down market…
During This Crisis, No One is Looking for a Fiduciary
During this crisis, if you’re still marketing yourself as a fiduciary, your retirement practice is in serious trouble.…
Americans’ Financial Literacy Improving, but Sizable Knowledge Gap Persists
A new survey finds individuals with greater financial literacy are much more likely to be able to cope…
How Do DC Plan Participants Behave in Volatile Markets?
“To know your future, you must know your past.” A new research paper from J.P. Morgan’s Chief Retirement…
How ESG Funds Are Performing in Coronavirus Craziness
There has been tremendous volatility in the price of most asset classes since the onset of the coronavirus-related…