Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Americans Really Like 401k Plan Structures, Features
For all the talk about 401ks’ supposed “failures,” how they weren’t specifically designed as retirement plans and how…
Schlichter Sues Shell, Fidelity in 401(k) Fiduciary Breach
Jerry Schlichter has Shell Oil in his sights. The tort lawyer made famous for bringing suits against plan…
IRS Provides Relief for SECURE Act RMD Changes
There’s a bit of confusion over the age extension for required minimum distributions (RMD) contained in the recently…
401(k) Investors Calm, Cool, Collected in 2019
A strong year on Wall Street saw 401(k) investors making small but steady trades from equities to fixed…
Control ‘Lifestyle Creep’ Through Retirement Saving
Did your clients (plan participants) recently receive raises? If yes, did you also recommend they increase the amount…
New Emergency Savings Solution Aims to Boost Retirement Planning
Some 40% of Americans can’t afford a $400 unexpected bill, according to a widely-circulated statistic from the Federal…
ESG Excites as Delegates Descend on Davos
ESG investing trends drive data quality, goals, and transparency, influencing investors, companies, and global markets.
What Will DC Retirement Plans Look Like in 2025?
In a post-defined benefit (DB) pensions world, defined contribution (DC) plans—historically only used to supplement a monthly pension—have…
Hot Topics in Retirement and ‘Financial Wellbeing’
Employers and plan sponsors are increasingly focused on wellbeing (wellness) programs—and “it’s not just lip service.” More specifically,…
Bernie Bashes Biden on Social Security Benefits Reform
Social Security debate heats up as Biden and Sanders clash over cuts, privatization, and political tactics in the 2020 primaries.