Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
New Emergency Savings Solution Aims to Boost Retirement Planning
Some 40% of Americans can’t afford a $400 unexpected bill, according to a widely-circulated statistic from the Federal…
ESG Excites as Delegates Descend on Davos
ESG investing trends drive data quality, goals, and transparency, influencing investors, companies, and global markets.
What Will DC Retirement Plans Look Like in 2025?
In a post-defined benefit (DB) pensions world, defined contribution (DC) plans—historically only used to supplement a monthly pension—have…
Hot Topics in Retirement and ‘Financial Wellbeing’
Employers and plan sponsors are increasingly focused on wellbeing (wellness) programs—and “it’s not just lip service.” More specifically,…
Bernie Bashes Biden on Social Security Benefits Reform
Social Security debate heats up as Biden and Sanders clash over cuts, privatization, and political tactics in the 2020 primaries.
401(k) Financial Wellness Vs. Well-Being—What’s the Diff?
401(k) advisors struggle with industry terms—how they’re defined, their “buzziness” and whether sponsors and participants understand their meaning.…
State Worker to Finally Retire at Age 102
For anyone thinking they’ll never retire, take heart—it might happen a little after age 100. Bob Vollmer, punching…
Millennials Falling Behind on Retirement Savings?
Millennials’ retirement expectations are similar to previous generations—they hope to retire with adequate income that will last. No…
Long-Term Mutual Fund Flows More Than Doubled in 2019
Long-term mutual funds collected $414.6 billion in 2019, more than double 2018’s $168.3 billion, according to new research…
Americans Give Themselves Low Grades on Retirement Saving
While a majority of Americans over age 40 claim to have a well-defined retirement strategy, the same number…