Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Are Alternative Investments Warranted (or Wanted) in 401ks?
Annuities are one thing, but alternative investments as well? Defined simply as anything other than stocks and bonds,…
Elizabeth Warren ‘Cautions’ DOL About Weak Fiduciary Rule
Conflict of Interest Rule sparks Warren’s warning against weak standards that risk Americans’ retirement savings.
Nearly Half of Families Have ‘No Retirement Savings,’ However …
Whom to believe? New research from the left-leaning Economic Policy Institute finds that the shift to defined contribution…
Dem Hopefuls Talk Pension Reform, Retirement Security to Teamsters
Union members heard plenty of what they wanted to hear about saving pensions and improving the retirement security…
Football Great Furious Over Faulty NFL Pension
NFL player pension inequality highlights struggles of pre-1993 athletes, urging fair retirement benefits for forgotten football greats.
Are 401(k) Participants Finally Getting It?
We know—we’re our own worst enemies, behaviorally speaking. Widely-reported analysis from the Investment Company Institute found that in…
Why We Desperately Need Defined Contribution Plans
One of the knocks against defined contribution plans is that individuals “are now responsible for their own retirement,”…
What’s Happening With Self-Directed 401(k) Accounts?
Millennials allocated a larger percentage of their retirement portfolios to ETFs and cash through self-directed brokerage accounts (SDBA)…
Rand Paul Takes on AOC Over 401(k)s, Student Debt
Alexandria Ocasio-Cortez, Bernie Sanders and Elizabeth Warren have all called for free college and/or student debt forgiveness. Rand Paul isn't having it.
Financial Literacy Gap Hampers African-American Financial Wellness
The financial well-being of African-Americans lags that of the U.S. population as a whole, according to a new…