Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The Move Toward MEPs
On Aug. 31, 2018, President Donald Trump signed a well-publicized executive order about strengthening retirement security in America,…
Client Appreciation Events: The Instant Relationship-Builder
Retirement plan advisors have a unique relationship with their clients, who place themselves and their futures in their…
Does A ‘Secure’ Retirement Include Annuities?
Annuities in 401(k) plans may grow as the SECURE Act adds safe harbor and portability, easing sponsor risk and supporting lifetime income.
October 401(k) Trades Favored Fixed Income
The ongoing flight (or rather slow-moving glide) from equities to fixed-income continued in 401(k)s in October. It was…
Top Drivers of ESG Adoption
Does ESG get the returns? Do participants sacrifice performance in order to “invest in their values?” Questions at…
Ramsey’s Rules: Financial Media Mogul Dave Ramsey on the Finer Points of Leadership
Call it Dave Ramsey’s Road to Damascus, an epiphany that only comes after the hard lessons of “losing…
Treasury Department Proposes Longer RMD Age Calculations
Longer lifespans have the Treasury Department rethinking RMD calculations. The government body proposed revisions to the age that…
Top SEC Compliance Issues with Target-Date Funds
The SEC recently took a closer look at certain target-date funds, and while it liked what they saw…
Student Loan Debt: Fidelity Says Who’s Paying the Most May Surprise You
There is an estimated $1.56 trillion in student debt in the U.S. and December signifies the first time…
President Trump: ‘My 401(k) Policies Make Better Marriages’
President Trump upped the ante beyond financial stability and growth to include marital bliss as a reason he deserves another term.