Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
This Central America Country Reigns #1 Again as Best Place to Retire
The Live and Invest Overseas list featured a diverse set of countries from different regions for Americans to retire comfortably and affordably
Top 10 HSA Risks (401(k)s and HSAs, Better Together, Part Three)
Superior Health Savings Account (HSA) designs avoid the Top 10 risks—risks of commission and omission. Done right, HSA-capable coverage will complement your 401k plan—in both the accumulation and decumulation phase
A Boon for the 403b: IRS Expands Tax-Favored Approval Process
As of June 2023, the IRS will allow 403b plans to use the same individually designed retirement plan determination letter program used by 401ks
October a Light Trading Month for 401(k)s: Alight
With just two above-normal trading days, the Alight 401(k) Index revealed stable value funds accounted for over 80% of net inflows
Navigating Common Retirement Savings Pitfalls
When most people start on their retirement savings journey, the path can seem straightforward. However, life often throws…
There’s a New ‘Best Place to Retire’ – And It’s Not in Florida
Two states again dominate the top of U.S. News & World Report’s latest rankings of the Best Places to Retire in the U.S.
November Top Advisor by Participant Outcomes (TAPO)—Doug Prince
A Laser-Like 401(k) Focus “We’re different in that our core belief is to do one thing extremely well.”…
How to Reframe the 401(k) Conversation to Win Business and Gain Trust
'We’re trying to show the CFO that it’s a very valuable instrument, and they should use it differently,' says HUB's Rocke Blair.
Why Digital Distribution is Critical to Closing the 401(k) Coverage Gap
Sallus Retirement's Lisa Kottler says 98% of the U.S. employer market has less than 100 employees, and 90% have less than 20 employees.
3 Things Employees Want Now from Their 401(k)
New Mercer report on employee financial stress reveals areas where plan sponsor help is most desired