Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Middle Class ‘Mired’ in Economic Uncertainty
As 401(k) participants continue to shift assets to fixed income, many Americans fear the “other shoe will drop”…
SECURE Act Sucks Life from Stretch IRAs
Survival 101 means we freeze in the face of uncertainty, which applies to spending and saving. Witness the…
3 Great 401(k) Trends in Small Businesses
Small Business 401k Plans are doing it right. Plan participants are benefiting from better plan design features which…
401(k) Fixed Income ‘Flight’ Continues
What are they telling us? 401(k) participants (once again) moved money from equity to fixed income, although a strong…
Is Financial Stress the New Smoking?
Having less stress in our lives generally has a positive impact on health, but what about reducing financial…
How to ‘Pensionize’ a 401(k)
How do you ensure income from a 401(k), IRA or similar-style defined contribution plan will last as long…
How to Build an Ideal 401(k) Fund Lineup
Plan sponsors know that offering a retirement plan is important not only to attract and retain loyal employees,…
SEC Reg BI’s Limited Retirement Plan Impact
A comprehensive package of rules and interpretations adopted June 5 by the Securities and Exchange Commission imposes enhanced…
How Behavioral Finance Will Impact This Swing State’s Retirement Savings
Joseph Torsella, PA State Treasurer, seeks to enhance retirement savings with behavioral finance initiatives for residents.
What to Know as Millennials Approach Middle Age(!)
The largest generation in America is approaching middle age. It may be difficult to imagine, but leading-edge Millennials…