Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why 401(k) ‘Cashout Leakage’ is a Crisis
Cashout leakage, a long-standing problem in America’s defined contribution system, is a silent crisis that unnecessarily robs millions…
Generational Crisis in Financial Advisors: A Major Concern
Advisors are old and it’s a problem. So much so that J.D. Power claims it’s a full-blown “generational…
How to Seize Opportunity With Annual 401(k) Plan Reviews
Today’s 401(k) plans offer employers a world of options. A mid-year plan review positions sponsors to identify areas…
Danger! What to Avoid as a 401(k) Provider
It takes a lifetime to build a sterling reputation, one that can be destroyed in an instant. The…
Yeah, Right: One in Four Workers Will ‘Never Retire’
A growing number of Americans never plan to retire, believing they’ll work until they drop, but is it…
Holiday Weekend Wackiness: Apocalyptic 401k Fears, Anderson Cooper and More
The long Fourth of July holiday weekend is a good time to get away from the usual work-related…
Coal Miners Get the 401(k) Shaft
A perennial employee fear is that 401(k) deferrals will fail to be deposited in a timely fashion (if…
401(k) Fail: How Well Do You Score on the Following Quiz?
More than half of employees failed a recent retirement plan knowledge quiz. How well would your clients do?…
IRS: One Bad Apple Can’t Spoil a 401(k) MEP Bunch
One bad apple shouldn’t spoil the whole bunch. That’s the thinking behind the Treasury Department/IRS’s new proposed regulation…
Major State-Sponsored Retirement Plan Launched
CalSavers, California’s automatically enrolled, state-run retirement plan meant to help over seven million Californians without access to a…