Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
ACA Redux? We Don’t Need a Retirement Plan ‘Public Option’
A pair of academics are out with (yet another) policy proposal to address the retirement crisis, the assumption…
Employees Want More Employer Help with Financial, Mental Health
It appears financial wellness, and its multitude of benefits, is finally getting through. Nearly one in three U.S.…
5 Key Behavioral Insights Into 401k Plan Sponsors
Plan sponsors certainly understand the importance of setting and achieving retirement plan goals, how effective they are in…
Why 401(k) ‘Cashout Leakage’ is a Crisis
Cashout leakage, a long-standing problem in America’s defined contribution system, is a silent crisis that unnecessarily robs millions…
Generational Crisis in Financial Advisors: A Major Concern
Advisors are old and it’s a problem. So much so that J.D. Power claims it’s a full-blown “generational…
How to Seize Opportunity With Annual 401(k) Plan Reviews
Today’s 401(k) plans offer employers a world of options. A mid-year plan review positions sponsors to identify areas…
Danger! What to Avoid as a 401(k) Provider
It takes a lifetime to build a sterling reputation, one that can be destroyed in an instant. The…
Yeah, Right: One in Four Workers Will ‘Never Retire’
A growing number of Americans never plan to retire, believing they’ll work until they drop, but is it…
Holiday Weekend Wackiness: Apocalyptic 401k Fears, Anderson Cooper and More
The long Fourth of July holiday weekend is a good time to get away from the usual work-related…
Coal Miners Get the 401(k) Shaft
A perennial employee fear is that 401(k) deferrals will fail to be deposited in a timely fashion (if…