Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Simplifying 401(k) Fiduciary Processes and Procedures
Fee-based 401(k) advisors continue their march in the defined contribution space, and BidMoni wants to give ‘em a…
Revenue and Rejuvenation: How One 401(k) Advisor Got His Groove Back
Do what you do best and outsource the rest. It’s increasingly a core tenet in the retirement plan…
Fiduciary Breach Lawsuit Issues Explored: Active Versus Passive Investments
With more than 100 lawsuits filed against the fiduciaries of defined contribution retirement plans for breach of their…
Do Target-Date Funds Encourage Riskier 401k Allocation Decisions?
What effect do target-date funds have on 401k plan participants’ asset allocation? Aside from “set it and forget…
July Top Advisor by Participant Outcomes (TAPO)—Kathleen Kelly
What Gets Measured, Gets Done Empowerment, empathy and effectiveness—three “E” words that were immediately apparent when speaking with…
Gen X Families Seriously Lag Previous Generations in Financial Wellness
Reality really does bite. A new study from the Employee Benefit Research Institute highlights Generation X financial challenges,…
How We Simply ‘Fell Into’ 401(k)s
Kent Conrad doesn’t think much of the current retirement system, and believes “we’ve sort of fallen into” 401(k)s…
Ability to ‘Drive Action’ Critical to 401k Financial Wellness Success
Education is good, behavior better. 401k plan participants can have all the information they want, but if they…
Reg BI Bedlam: House Denies SEC Enforcement Funding
A last-minute amendment from Rep. Maxine Waters, D-California, attached to a routine appropriations bill, passed the full House…
How to Address the (Major) Risks of Proprietary Funds in 401(k)s
A study by the Center for Retirement Research at Boston College in May 2018[1] found that over 40…