Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
4 Fiduciary Threats to 401(k)s Now
While 401(k) plan fiduciaries have diligently addressed fees, investment menus, and transparency, the regulatory ground shifted beneath their…
A Critically Important 401(k) Financial Wellness Discussion
“With the advent of the 401(k), we’ve been good about telling participants to save, but bad about listening…
How Many Investment Options Are in the Typical (Large) 401(k) Plan?
Is it a diverse range of offerings or too many choices? An updated study from BrightScope and the…
Keys to Retirement Asset Consolidation and More Advisor ‘Wallet Share’
Keep it simple, stupid. The KISS acronym, while direct, is on point when dealing with investor behavior in…
4 Cybersecurity Best Practices for 401(k) Plan Participants
Cybersecurity has become a prevalent concern in the retirement industry. In part because ERISA holds no fiduciary functions…
What Would Happen if 401(k)s Went Away?
Do we really need 401(k)s and similarly designed employee-retirement plans? Is there anything better? What would happen if…
Smaller 401(k) Plans Have A LOT More Problems Than Larger Plans
Common sense might suggest that larger 401(k) plans face more significant challenges than those of small businesses. Yet,…
Depressing Report Finds Many Retirees Will Outlast Savings
Retirees in six major economies can expect to outlive their savings by years, according to a new report…
Is it Time to Retire Retirement?
Retirement trends are changing. People are no longer expected to spend their days playing golf and bridge (unless…
Can a Company Implement a Match Safe Harbor Mid-Year?
Businesses make strategic changes throughout the year. These changes may involve ramping up or down employees, buying or…