Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Account Balances Continue to Climb
Rebounding markets from a tough fourth quarter in 2018 meant total U.S. retirement assets hit $29.1 trillion in…
Why We Struggle With 401(k) Saving
People are bad at delayed gratification. Who knew? “Given the choice between a smaller immediate payout or a…
Millennials Are ‘Burning Out’—Here’s Why
Millennial burnout is rising, with stress and exhaustion affecting daily life. Learn causes, symptoms, and coping strategies millennials use.
401(k) Legislation Drives Optimistic Outlook for MEPs
How do we get a flat 401(k) market moving again? It’s a question asked and answered by global…
How Financially ‘Fit’ Are 401k Participants Feeling, Really?
Employees say they feel positive about their financial situation despite living in debt, and more than half want…
4 Fiduciary Threats to 401(k)s Now
While 401(k) plan fiduciaries have diligently addressed fees, investment menus, and transparency, the regulatory ground shifted beneath their…
A Critically Important 401(k) Financial Wellness Discussion
“With the advent of the 401(k), we’ve been good about telling participants to save, but bad about listening…
How Many Investment Options Are in the Typical (Large) 401(k) Plan?
Is it a diverse range of offerings or too many choices? An updated study from BrightScope and the…
Keys to Retirement Asset Consolidation and More Advisor ‘Wallet Share’
Keep it simple, stupid. The KISS acronym, while direct, is on point when dealing with investor behavior in…
4 Cybersecurity Best Practices for 401(k) Plan Participants
Cybersecurity has become a prevalent concern in the retirement industry. In part because ERISA holds no fiduciary functions…