Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
10 Reasons Why Some 401(k)s Don’t Offer Participant Loans
We are occasionally asked why some retirement plans do not allow 401(k) participant loans. Some employers consider allowing…
Is ESG in 401(k)s Really a ‘Fiduciary Nightmare?’
Despite skepticism from ERISA attorneys about including it investment menus, DCIAA argues ESG factors are in line with regulatory thinking.
What, Me Worry? 401(k) Participants Flee to Safety
Capital markets are a leading indicator, a sign of investor confidence in things to come. So what, exactly,…
On the Spot: How Do You Define Financial Wellness?
John Tabb, co-founder and president of Questis, breaks it down. This video features an interview with John Tabb…
Support Grows for Keeping Assets in 401(k) Plans After Retirement
Retirement Income Design is key as consultants urge plan sponsors to add flexible solutions to better support retirees.
Lack of ESG Investing Definition Eludes, Frustrates Industry
Identifying a uniform definition of environmental, social and governance (ESG) investing is, of course, a major industry sticking…
HUD Secretary Carson Pitches ‘Opportunity Funds’: 2019 SALT Conference
“We’re presiding over a historic moment in our nation’s history, one of job creation, high employment, growth and…
No Surprise—Price Dominates 401(k) Target-Date Fund Market
Assets in target-date mutual funds shrank in 2018, but the overall market grew, as providers gathered assets into…
Reason No. 2,637 for a 401(k)
Social Security Benefits expectations differ: retirees get $1,408 monthly, future retirees expect $1,805. Survey shows key gaps.
Stephen Moore: ‘We Need 401(k)s, Not Social Security’
Stephen Moore, President Trump’s controversial pick for the Federal Reserve who last week withdrew his name from consideration,…