Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Major Misunderstandings (STILL) About Basic 401(k) Features
It’s a problem, and an indication that despite positive strides there is still a long way to go…
Clear, Confusing? Public Perception of Auto Enrollment, Escalation
The “auto” revolution (enrollment, deferral, escalation) in 401k and similar retirement plans is widely regarded as one of…
Why Advisor Managed Accounts Matter in the 401(k) Space
SMAs, UMAs, HMAs—there’s certainly no shortage of industry TLAs (three letter acronyms). Yet AMAs, or advisor managed accounts,…
Major Trends in 401(k) Target Date Funds
Since their inclusion as a qualified default investment alternative (QDIA) under the Pension Protection Act of 2006, target…
How Auto Portability Serves the Best Interest of 401(k) Participants
Plan sponsors that are considering the adoption of auto portability must determine that, by participating in the auto…
5 Steps to Stymie 401(k) Cyber Attacks
401(k) cybersecurity is vital. Learn how to safeguard retirement plans from cyber attacks with smart protections and best practices.
Trump Wants 401(k)s for Federal Workers
A 401(k)-style defined contribution system for some federal workers is part of “A Budget for a Better America,”…
Nuveen Details What’s ‘Next’ for 401(k) Plan Fiduciaries
The frenzied fiduciary air, in particular, has many lifting their heads and looking around for sources of information that filter the noise.
How 401(k) Advisors Fight Financial Abuse
Last year’s passage of the Senior Safe Act sparked a number of industry articles shining the spotlight on…
7 Steps to a Well-Constructed Investment Policy Statement
Although the ERISA doesn’t necessarily require an investment policy statement, the law does make it clear in Section…