Browsing Tag
401(k)
3591 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
12 Reasons NOT to Roll Over a 401(k) to an IRA
American workers often change jobs and must decide what to do with their 401(k) balances at their prior…
401(k) Target Date Fund Fees Fall
The news comes as part of a larger examination of expense ratios overall, with average equity, hybrid, and bond mutual funds trending downward for decades.
5 Reasons Why 401k Advisors Should Focus on Financial Wellness
As a 401k advisor, you already know: Financial wellness is a big deal. According to a study in…
Major Misunderstandings (STILL) About Basic 401(k) Features
It’s a problem, and an indication that despite positive strides there is still a long way to go…
Clear, Confusing? Public Perception of Auto Enrollment, Escalation
The “auto” revolution (enrollment, deferral, escalation) in 401k and similar retirement plans is widely regarded as one of…
Why Advisor Managed Accounts Matter in the 401(k) Space
SMAs, UMAs, HMAs—there’s certainly no shortage of industry TLAs (three letter acronyms). Yet AMAs, or advisor managed accounts,…
Major Trends in 401(k) Target Date Funds
Since their inclusion as a qualified default investment alternative (QDIA) under the Pension Protection Act of 2006, target…
How Auto Portability Serves the Best Interest of 401(k) Participants
Plan sponsors that are considering the adoption of auto portability must determine that, by participating in the auto…
5 Steps to Stymie 401(k) Cyber Attacks
401(k) cybersecurity is vital. Learn how to safeguard retirement plans from cyber attacks with smart protections and best practices.
Trump Wants 401(k)s for Federal Workers
A 401(k)-style defined contribution system for some federal workers is part of “A Budget for a Better America,”…