Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Military Families Face ‘Financial Readiness’ Gap
Military financial readiness lags behind civilians, highlighting a persistent knowledge gap despite education programs and coaching support.
How to Ensure You’re Ignored By Clients
Jargon is commonly defined as “words or expressions used by a particular profession or group and are difficult…
Unintended Consequences of Stretching the 401(k) Match
When it comes to behavioral nudges to encourage higher participation and contribution rates in 401(k)s, stretching the match…
Big Numbers from New 401(k) Coverage and Saving Survey
Company-sponsored retirement plans boost savings, with 76.7% contributing 4%+ monthly and many confident in their plan knowledge.
Fidelity Facing 401(k) Fee Fire on Multiple Fronts
Massachusetts Secretary of the Commonwealth William Galvin sent a letter to Boston-based Fidelity Investments on Feb. 27 requesting…
Longer 401(k) Participant Lifespans Attracting Attention
New study says longer client lifespans is the trend advisors expect to be most impactful to their firms over the next decade.
Company Says Student Loan Payments Now Eligible for 401k Match
Insurance giant Travelers has announced a new benefit for its employees that “takes the tough choice out of…
Surprising Target-Date Fund Findings from 2018
Assets in target-date funds grew again in 2018, although growth was somewhat muted thanks to the fourth-quarter market…
Veteran Journalist Brian Anderson Joins 401(k) Specialist Magazine as Managing Editor
DENVER, Colo., March 5, 2019—401(k) Specialist, the only magazine, website and e-newsletters dedicated exclusively to helping financial advisors…
Massachusetts Regulator Convenes FinTech ‘Working Group’
FinTech Advisory Group formed in Massachusetts to guide fintech businesses, support innovation, and strengthen securities regulation.