Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Top 401(k) Professional Program Gets Major Upgrade
On Tuesday, record-keeping colossus Ascensus announced that it has restructured its Elite Advisor program to enable financial advisors…
7 Situations When HSA Contributions Can Be Returned: Marcia Wagner
Certain situations allow for an employer to request the return of Health Savings Account (HSA) contributions it made…
Fred Reish: Better To Act BEFORE You Get Sued
401(k) fiduciary best practices help sponsors reduce lawsuits, ensure compliance, and protect plan participants effectively.
401(k) Trading: Volatility’s Retreat or Eye of the Storm?
401(k) trading activity slowed in January 2019, marking the slowest start in over 20 years as investors favored fixed income funds.
Shlomo Benartzi: Fairness Key to Participant Annuity Use
Why are retirees wary of annuities, Shlomo Benartzi rhetorically asks? Let us count the ways: high commissions, outrageous…
Groups Push for Expansion of Portable Retirement Benefits
Portable retirement benefits can help millions of workers without 401(k) access secure financial stability and retirement security.
Sea Change: Global DC Assets Exceed DB Assets for First Time
Defined contribution (DC) assets account for over 50 percent of total assets across the world’s seven largest pension…
3 Reasons for Early Retirement: What Matters Most?
The Center for Retirement Research at Boston College asks and answers an important question, “More than a third…
Wrong! Zweig Zeros In on 401(k) Fix
Intelligent, witty, entertaining, he slays sacred cows with more gumption and gusto than his predecessor Jonathan Clements. But with this he’s plain wrong.
Shocking Truth About Participant-Directed 401(k) Plans
There’s been a strong push in the past 20 years for 401(k) plan sponsors to offer participant-directed plans,…