Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Say What? Disconnect Between What 401(k) Sponsors Say, Participants Hear
Risk means different things to different people and describing 401(k) matching contributions as “free money” may help drive…
Retirement Industry Associations in Alignment on 401(k) Auto Portability
The Department of Labor (DOL) proposed a Prohibited Transaction Exemption (PTE) for Retirement Clearinghouse’s (RCH) auto portability program…
Dave Ramsey’s SmartDollar, ADP Team to Offer 401k Financial Wellness
Two big names in 401k, ADP and Dave Ramsey’s SmartDollar, have announced they’re teaming up for a new…
5 Ways the New Congress Can Boost Women’s Retirement Security
Max Richtman notes the sheer number of females sworn into the 116th Congress, and how it provides increased…
Junk the Jargon for Better 401(k) Plan Communication
401(k) communication that avoids jargon helps employees understand options, boosting confidence, clarity, and plan enrollment success.
So Close! What Happens to Plans for Retirement When a Shutdown Hits?
As if concerns over sequence-of-return risk weren’t enough, now add a government shutdown to the list of worries…
How Bad is Small Business 401(k) Coverage in 2019?
Small Business Retirement plans help employees save. Discover why more small employers see retirement benefits as vital today.
Was myRA Misrepresented? Why the Trump Administration Killed the Program
Mark Iwry doesn’t like certain descriptions of the now defunct, about-to-be-revived myRA program, a high-profile part of the…
Weird, Whacky Year for 401(k) Trading Activity
Last year began one way and ended another. While trading in 401(k) plans was light overall (thankfully) periods…
New Study Fails Basic Math in Teacher 401k, Pension Debate
People like pensions—who knew? News hit over the holidays that teachers are quitting the profession at the highest…