Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Small Businesses Want Open 401(k) MEPs
Simply stating that “It’s the right thing to do,” 66 percent of small business owners who do not…
Ten Litigation Lessons for 401(k) Fiduciaries
401(k) and 403(b) plan litigation is not going away. If you are a plan fiduciary looking to avoid…
Why Employers’ Retirement Plan Misperceptions Could Kill Their Business
In the world of retirement planning, perception and reality often travel different roads. For many years, EBRI’s Retirement…
Top 5 Causes of Workplace Financial Stress (And What It Costs)
We’re stressed about financial stress. The vast majority of workers (69 percent) are stressed over their finances, costing companies…
401(k) Providers Are Top Source of Financial Advice
Fully 64 percent of workers turn to their 401(k) plan provider as their first source for financial advice, including advice outside of retirement.
Wait! Average 401(k) Contribution Rates Are How Much?
Hittin’ the Big 4-0 is always a time for pause, contemplation and reflection and 401(k)s are no exception.…
ESG Inclusion is a Major 401(k) Fiduciary Fail
Fiduciary duty, not ESG goals, demands exclusive focus on financial returns per finance law and ERISA. Learn why this matters
How Much Do 401(k) Savers Need to Retire?
Retirement spending often exceeds expectations. Learn why saving beyond your plan is key to securing your financial future.
How to Help Break Bad 401(k) Behavior
Our ears always prick when Nobel laureate Richard Thaler’s name is dropped. Christine Long from PIMCO explains.…
Missing Participants and Fiduciary Responsibilities: A Risk for TPAs
The Department of Labor (DOL) is aggressively investigating the practices and procedures of plan sponsors with respect to…