Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Fred Reish: What Does Best Interest Mean . . . In the Real World?
Previously, I’ve discussed different definitions of a “best interest” standard of care. The point is that, while there…
Breaking Bad (Behavior)—Are We Hardwired to Hate 401k Saving?
Dismal savings rates by the majority of the public put people decidedly in the grasshopper camp, but the…
Guess What Workers Want More Than a Wage Increase…
Show me the money benefits! It may not roll off the tongue as nicely as Jerry Maguire’s famous…
Americans Misunderstand Health Savings Accounts: New Study Reveals Costly Retirement Healthcare Blind Spot
We’ve heard it recently from EBRI, and new data is driving the point home: Americans don’t understand health…
Here We Go—5 Retirement Plan Predictions for 2019
It’s that time of year—the annual look ahead (often anxiously) to what awaits in the New Year, with…
Why 401(k) Advisors Are Critically Important in the Current Market Environment
Income is the outcome. It’s cliché but incredibly true. New research from Voya Financial finds (unsurprisingly) that people…
House Introduces Major Tax, Retirement Savings Legislation
Lame duck legislative action late Monday produced a 300-page package designed to positively impact Americans’ retirement savings and…
A Simple Recipe for Minimizing 401k Lawsuits
A recent paper issued by the Center for Retirement Research documents the surge in 401(k) litigation over the…
401(k) Filing Relief for California Wildfire Victims
In the wake of the most destructive California wildfire season on record, the Department of Labor (DOL) has…
Dems Double Down on Federal DB Disaster
Equal COLA Act ensures fairness for Federal Employees Retirement System retirees by aligning cost-of-living adjustments with CSRS for better retirement protection.