Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Minimum Distribution Problems—Why They Exist and What Can Be Done
The minimum distribution requirements of Internal Revenue Code Section 401(a)(9) generally require that plan participants withdraw at least…
Surprising Fallout in 401(k) Fiduciary Fraud Case
The ongoing saga involving alleged husband and wife grifters Jeff and Wendy Richie, proprietors of Vantage Benefits Administrators,…
Advisor-Client Satisfaction Soars When Formal Retirement Plan Is in Place
“Failing to plan is planning to fail.” Most people have heard the adage, and it’s an all-too-appropriate point…
Building Blue Ribbon Plans to Obtain Best-in-Class Outcomes
Discover how Blue Ribbon retirement plans drive success by tailoring strategies to boost participant outcomes and embrace best practices.
Employees Need Advice About Equity Compensation
Equity compensation risks rise as employees overweight company stock. Learn why diversifying and seeking financial advice is key.
Reason No. 5,918 for a 401(k) (and HSA!)
Senior poverty affects millions, with over 7 million older adults living below poverty levels despite Social Security support.
Fraught with Fear, Annuities May Be the Answer for Some 401k Savers
As financial experts and investors brace for the eventual market downturn, others are claiming it’s already here. The…
Something Crazy’s About to Happen With That Generational Wealth Transfer
First it was $18 trillion, then $35 trillion, then $41 trillion—and now? Cerulli says cynical Gen X will…
MyRA Makes A Comeback (No, Seriously)
Forget RESA, it’s all about EASA.Fresh from reclaiming their congressional prize, Democrats introduced the Encouraging Americans to Save Act.
ICI: Mutual Funds Maintain Broad Appeal
The Investment Company Institute (ICI) is out with new data about (what else?) mutual funds. In two studies—“Ownership of…