Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Cuomo Forced Into Court in 401(k) Financial Farce
NRA First Amendment lawsuit advances in New York, raising concerns over free speech, financial services, and regulatory influence.
Don’t Fret! Here’s How to Fix 401(k) Elective Deferral Failures
In order to encourage employers to use plan designs that include automatic contribution features (such as auto enrollment…
More Americans Anticipate Retiring Before Age 60
Amidst reports that millions of workers question whether they’ll ever have the means to retire, a growing number of Americans are aiming to clock out for good well before traditional retirement age.
Why 401(k) Marketing Should Never (Ever) Sleep
You might think 401(k) advisors are executing effectively with their marketing efforts. You'd be (mostly) wrong.
Four in 10 Workers Say Living Past 85 Would Be a Financial ‘Hardship’
How do we ensure we don’t run out of money before we run out of life? With the…
To-Do: Remind 401(k) Plan Sponsors to…
As the end of the year approaches, advisors may want to remind plan sponsors of deadlines for amending…
Americans’ Debt Is Worse Than You Think
S.O.S.! Americans are drowning in debt. It’s so bad, in fact, almost a third of people don’t think…
A Unique (Yet familiar) 401(k) Financial Wellness Model
The subject of our monthly TAPO profile for September lets us in on why he was recognized.
Hey! MEPs Aren’t the Only Retirement Solution for Small Businesses
President Trump’s August 2018 Executive Order urged the U.S. government to consider taking actions that would help make…
Design More Tomorrow: How Digital Look, Feel Affects 401(k) Savings
Behavioral economist Shlomo Benartzi explores how technology impacts retirement savings, building on his work to boost allocation amounts.