Browsing Tag
401(k)
3590 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Despite Strong Economy, Financial Confidence Falls
Retirement Confidence Survey shows most Americans worry about retiring on time and saving enough despite a strong economy.
The 401(k) Industry’s Next Challenge is …
The StoneStreet Renaissance CEO speaks to mid and large-market requirements in particular. 401(K) Specialist and Barbara Delaney discuss the…
Cuomo Forced Into Court in 401(k) Financial Farce
NRA First Amendment lawsuit advances in New York, raising concerns over free speech, financial services, and regulatory influence.
Don’t Fret! Here’s How to Fix 401(k) Elective Deferral Failures
In order to encourage employers to use plan designs that include automatic contribution features (such as auto enrollment…
More Americans Anticipate Retiring Before Age 60
Amidst reports that millions of workers question whether they’ll ever have the means to retire, a growing number of Americans are aiming to clock out for good well before traditional retirement age.
Why 401(k) Marketing Should Never (Ever) Sleep
You might think 401(k) advisors are executing effectively with their marketing efforts. You'd be (mostly) wrong.
Four in 10 Workers Say Living Past 85 Would Be a Financial ‘Hardship’
How do we ensure we don’t run out of money before we run out of life? With the…
To-Do: Remind 401(k) Plan Sponsors to…
As the end of the year approaches, advisors may want to remind plan sponsors of deadlines for amending…
Americans’ Debt Is Worse Than You Think
S.O.S.! Americans are drowning in debt. It’s so bad, in fact, almost a third of people don’t think…
A Unique (Yet familiar) 401(k) Financial Wellness Model
The subject of our monthly TAPO profile for September lets us in on why he was recognized.