Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Women Still Miss Out on Major Investment Returns
More than a third (35 percent) of women report they have $50,000 or more sitting in savings, according…
Fred Reish: What Does ‘Best Interest’ Really Mean?
“Best Interest” has become part of the American lexicon …as an aspirational goal or a demanding standard—depending on…
Demand for 401k Among Small Business Employees Isn’t Going Away
The verdict’s in. What we really need is action. Almost all employers (93 percent) and employees (95 percent)…
Despite Strong Economy, Financial Confidence Falls
Retirement Confidence Survey shows most Americans worry about retiring on time and saving enough despite a strong economy.
The 401(k) Industry’s Next Challenge is …
The StoneStreet Renaissance CEO speaks to mid and large-market requirements in particular. 401(K) Specialist and Barbara Delaney discuss the…
Cuomo Forced Into Court in 401(k) Financial Farce
NRA First Amendment lawsuit advances in New York, raising concerns over free speech, financial services, and regulatory influence.
Don’t Fret! Here’s How to Fix 401(k) Elective Deferral Failures
In order to encourage employers to use plan designs that include automatic contribution features (such as auto enrollment…
More Americans Anticipate Retiring Before Age 60
Amidst reports that millions of workers question whether they’ll ever have the means to retire, a growing number of Americans are aiming to clock out for good well before traditional retirement age.
Why 401(k) Marketing Should Never (Ever) Sleep
You might think 401(k) advisors are executing effectively with their marketing efforts. You'd be (mostly) wrong.
Four in 10 Workers Say Living Past 85 Would Be a Financial ‘Hardship’
How do we ensure we don’t run out of money before we run out of life? With the…