Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Fred Reish: 401(k) Sponsors in Serious Need of Fiduciary Training
In three earlier posts about the Sacerdote v. New York University decision, I discussed the good and the bad…
Debt Disaster is Real—Especially for Generation X
Gen X financial future looks uncertain as debt rises, savings shrink, and many delay major life goals like retirement.
DOL Wants Your Opinion on 401(k) Auto Portability
Auto Portability Comments are open—share your views on the DOL’s proposed exemption for 401(k) rollover and retirement savings rules.
Why We Still Need Open MEP Legislation
We need incentives for more smaller employers to adopt 401(k) plans for their employees. However, the current structure…
Hybrids Are Happening: What’s New with Wirehouse to RIA Advisor Exodus?
All or nothing; can’t be half-pregnant—the clichés don’t appear to hold for the RIA space, and the hybrid…
Millennials & Money: Their Savings Priorities Aren’t As Twisted As You Think
To believe the stereotypes would be to believe Millennials are self-absorbed, materialistic, freeloaders with a skewed perception of…
How Are 401k Savers Leveraging, Engaging Tax-Advantaged Accounts?
Despite worrisome trends, retirement savings are improving for many Americans and voters. Discover the optimistic outlook.
Many 401k Investors’ Allocations Missing the Mark
Most Americans admit to taking a shot in the dark when choosing investments—and many think their retirement will…
Hey 401(k)! They Say It’s Your Birthday …
It doesn’t look a day over 39. An obscure section of the IRS code has ballooned into America’s…
Consistency is Key to Big-Time 401(k) Plan Payout
Consistent 401(k) contributions can more than double account balances, proving steady saving is key to long-term retirement growth.