Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Bright Lights, Big Ideas: 401k Leaders, Learners Link Up in Las Vegas
Part conference, part party, part awards ceremony (con-par-mony?), it’s back. Excel 401(k): The Advisors’ Conference returns to Las…
MIT Contest Seeks Retirement Saving Plan Replacement
The writing is on the wall for defined benefit (DB) plans, and everybody knows it. They’re all but extinct in the private sector and headed in the same direction within the public. Still some employers, particularly cities and states, are clinging to the DB model despite its prohibitive costs and unsustainable nature.
New DOL Rules Do Little for Open MEPs: Opinion
The Department of Labor (DOL) killed off what we call open multiple employer plans (MEP) six years ago. It…
The Increasing Value of Digital Tools for DC Advisors
Forget a Robo vs. human, us/them, John Henry-like duel to the death. Client-facing digital tools will increasingly complement,…
7 Attributes of an Excellent DC Plan
“How does our retirement plan compare to others?” This is a common question when an organization evaluates key…
Picturing Life Post-Work Prompts 401(k) Participants to…
401(k) participants who are decades away from retirement most likely haven’t considered what life will be like post-work.…
401k Features That Take Plans to the ‘Next Level’
At the 2018 GRP Advisor Alliance Conference, Keith Gredys of Kidder Advisors focuses on strategies for improving pension…
401(k) Aggregators Rise in Industry Influence
The traditional wholesale model remains a force in DCIO sales, but new groups are growing in influence, including…
Spiders, Snakes…and Stocks? 6 ‘Scaries’ for the Typical Retirement Saver
Just in time for Halloween, it’s a fright to scare us all (yet it’s also another reason why…
Department of Labor Acts on Trump MEP Executive Order
It’s been a busy week at the Department of Labor—especially with issues related to the retirement savings of…