Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
What It Takes to Win With 401(k) Financial Wellness
The weather was sunny but the mood intense at a recent gathering of top 401(k) advisors.
How 401ks (Actually) Fit with Student Loan Repayment Programs
Recent statistics show that approximately 70 percent of college graduates will leave college with an average of at…
How Sen. Warren’s Silly Self-Interest Affects 401(k) Saving
[Correction: An analysis of Senator Warren’s DNA sample by Carlos Bustamante, a professor at Stanford University, revealed she…
401(k) Specialist 2018 ‘Top Advisor by Participant Outcomes’ Finalists
DENVER, Colo., September 14, 2018—401(k) Specialist, the only website, magazine and e-newsletters dedicated exclusively to helping financial advisors…
Why the SEC Will Never Enact a Meaningful Fiduciary Standard
I continue to enjoy reading analyses on the SEC’s Best Interest proposal. These are analyses from industry leaders,…
6 Practical Communication Strategies for 401(k) Advisors
Most experts agree that communication skills are important for all financial advisors, including retirement plan advisors. Yet communication…
Fred Reish: Court Rules in 401k Fiduciary’s Favor
As I previously discussed, the Court’s opinion about the case of Sacerdote v. New York University pointed out the deficiencies in…
Should 401k Advisors Fear Fidelity’s New Bitcoin Cryptocurrency Arm?
While interest was piqued, 401k advisors at a recent industry gathering had trouble fully grasping digital developments just…
Retireholi(k)s Canceled, Carlson Goes Corporate
Shock waves were sent through the snarky alcoholic sector of the deranged DC space Tuesday with the announcement…
Opportunity Costs Cause Major 401(k) Loan Leakage Loss
401(k) loan defaults reduce retirement wealth, costing workers billions in lost savings and compounding opportunities.