Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
IRS Saves Trees, Goes Paperless for 401k Filing Correction Program
Since 2002, the Internal Revenue Service has allowed plan sponsors to voluntarily identify and correct certain various types…
Really? Study Finds Millennials Face (Not-So) Unique Retirement, Financial Issues
There’s no shortage of studies detailing the attitudes different generations have about money, saving and everything else. But…
Shock (Not)! Tech Tools Significantly Boost 401k Savings Habits
Self-driving cars will soon become commonplace. Next up, self-driving money? Technology is altering almost all areas of modern…
2018 TAPO Judge: Rum, Retirement and Richard Carpenter’s Record-Keeping Expertise
USVI Pensions founder Richard Carpenter shares 35+ years of expertise in retirement plans, TPAs, and consulting services.
Where Are We With Total 401(k) Assets?
Not that we’re watching too closely, but like 401k plans themselves, it’s good to benchmark overall assets from…
How to Capitalize on 401(k) Industry Consolidation
Retirement plan consolidation is accelerating, shaping the industry’s future with growth, mergers, and strategic opportunities.
Parents Preventing Children from Failing, Flourishing Financially
Actress Nia Vardalos (best known for starring in “My Big Fat Greek Wedding”) once told Good Housekeeping magazine,…
Are You Defining Financial Wellness All Wrong?
As more employers learn the benefits of financial wellness, there’s still some confusion as to what kinds of…
401k Participants Want Technology Plus…
Americans lean on technology for help with so much nowadays–from ordering groceries to arranging transportation to screening potential…
How to Get a ‘Fiduciary Immunization’ Shot in the Arm
Any advisor who isn’t intimately familiar with (at least) the term “fiduciary” has been living under a rock…