Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Savers Keep On Truckin’ Despite Shocks, Setbacks
401(k) savings show strong growth after the recession, proving retirement savers stayed committed and increased balances across generations.
401k Savers Want This Number (Hint: It’s NOT Their Balance)
Why isn’t this standard procedure again? Most 401k participants aren’t sure how their savings will translate into monthly…
Former Biden Bro Floats Really Awful 401(k) Fix
Retirement Accounts face debate as proposed reforms risk reducing benefits and undermining savings instead of refining the system.
Math Without Meaning: A Hidden Flaw in 401(k) Education
In basic 401(k) information, investment jargon needs to be eliminated or defined repeatedly. If employees don’t understand the words…
How to Be The Worst 401(k) Advisor Ever
Is there anything worse than being awarded the “Worst Company in America” by Consumerist.com (which is owned by…
Employees Game for Payroll-Deducted Emergency Savings
Emergency savings matter. Many employees struggle, but payroll-deducted plans with employer support can ease stress and build security.
Everything is Awesome! Why 401(k) Plan Problems Go Undetected
When I was dating my wife, she asked about my credit score. I never checked it, but I…
The Break-Up: Senator Looks to Improve Women’s Retirement Outlook
Senator Patty Murray fights for women's retirement equality, challenging the odds and advocating for better financial security.
How to Hit the ‘Next Level’ in Retirement Benefit Offerings
At this stage in its nearly 40-year evolution, the 401(k) plan is no longer a nice-to-have, but rather…
Behavioral Bigwig Benartzi Founds ‘Money Lab’
Save $5 a day to build long-term wealth. Small daily savings can help close the retirement gap and improve financial security.