Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Reason No. 2,932 for a 401(k)
Seven in 10 Americans believe in the American dream, but student loans and financial pressures are eroding their confidence in achieving it.
10 Years Post-Crisis, Americans Make Better Financial Decisions
“Every cloud has a silver lining,” as they say, and a decade after the 2008 financial crisis, its…
How to Assess If You Are A True Fiduciary Advisor
We need to reassert that 'fiduciary' is a transformational process that takes place over a lifetime of selfless service. In contrast, it’s not a transaction that can be brokered by self-serving faux-fiduciaries.
Trump Signs Retirement Security Executive Order to Boost Multiple Employer 401(k) Plans
Decrying a “lack of affordability” and regulatory barriers keeping many small businesses from offering retirement plans to their…
Brokerage Windows in 401(k) Plans: Do Fiduciaries Have to Look Inside?
Many participant-directed 401(k) plans these days include a self-directed brokerage window option as a way to supplement the…
Employees Are Asking for Tech Tools to Improve Retirement Outlook
Nearly all Americans accept personal responsibility for funding their retirement, yet less than a third have taken any…
5 Great Places for Wine Lovers to Reasonably Retire
Expat Wine Retirement offers affordable living in top wine regions like France, Spain, Italy, Uruguay, and Mexico for retirees.
Why 401(k) Industry Consolidation Will Kick into High Gear
Where are 401(k)s headed and how can smart advisors capitalize? It’s an evergreen question I routinely put to…
Determining the ‘Right’ IRA Balance
IRA account vs individual balance matters for retirement planning, withdrawals, and equity allocation decisions.
Will Student Loan Match Disrupt 401k Plans’ Tax Benefits?
Recent research has shown almost half of American workers are making student loan payments—whether on their own student…