Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
New Tech Tool Aims to Make 401(k) Savings Last a Lifetime
Guaranteed Lifetime Income helps retirees turn savings into steady paychecks, reducing fear of outliving money in retirement.
Trump Tweets Solid 401(k) Numbers, Teases ‘Good News’ Coming
A single political tweet wouldn’t normally merit a mention, but the president is Trump, and these are the…
Companies Without a 401(k) Miss Out on Top Talent
The spotlight’s been focused on employee benefits lately, with a steadily low unemployment rate that’s left businesses scrambling…
Whoa! HSA Assets Leap Past $50 Billion
HSA assets growth hits $51.4 billion across 23M accounts, marking rapid expansion and continued momentum in the health savings market.
Americans Don’t Know How Inflation, Interest Impact Investments
Participants are confused about fluctuations in inflation and interest rates and are often acting on flawed perceptions as…
Recordkeeper Data Show 401(k) Defined Contribution Dedication
DC plan contributions stayed strong in early 2018, with most participants continuing to save and invest despite market fluctuations.
How Student Loans Scuttle Retirement Plan Saving
Student loan debt affects retirement readiness. Learn how to balance financial wellness, loan repayment, and future preparation.
401(k) Participants Regret Reckless Spending
Apparently splurging on steaks and blowing boatloads on BMWs isn’t all it’s cracked up to be. The latest…
Average American Households Have a Savings Balance of …
Just because you aren’t making a killing, doesn’t mean saving money is impossible—and many Americans are proof positive.…
Why Alternative Investments in 401(k) Target Date Funds Make So Much Sense
A report we somehow missed in June from the Georgetown University Center for Retirement Initiatives (CRI) highlights how…