Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
6 ‘Pillars’ to Successful 401k Financial Outcomes
Voya Financial launched its new Financial Wellness Experience last week, the latest addition to the company’s suite of…
Why Young 401(k) Participants Are Losing Out on Returns
Are younger workers still plagued by post-financial stress disorder after witnessing the 2008 financial crisis? Could be. The…
Americans Prioritize Saving For This Above All Else (Including Retirement)
Wanderlust is strong among Americans, so much so more people are saving their money for travel than for…
401(k) Plan Sponsors Hesitate to Incorporate ESG
ESG investing is growing, but adoption remains low. Discover trends, challenges, and opportunities shaping sustainable investments.
Americans’ Financial Satisfaction Hits All-Time High
Quality 401(k) plan benefits attract and retain workers as financial well-being hits record highs and job market strength grows.
Roth IRA for Kids Sees Strong Growth
Roth IRA for Kids helps parents teach saving habits early, giving children a strong start on building wealth for the future.
401k Advisors Largely Shun Digital Communication—But Shouldn’t
Advisors would love to conduct business in the “traditional manner,” and meet in person with clients as opposed…
Massive Mutual Fund Outflows Mark Month of June
Normal market movement, or a signal of something greater? A massive exodus from long-term, open-end mutual funds and ETFs occurred…
Who (Exactly) Invests in Health Savings Accounts?
Apparently, health savings account holders are wicked smart. Specifically, they’re more fluent in health and financial concepts than…
Americans Want Kids to Know More, Earlier About 401ks and Finances
Most 401k savers wish someone had talked to them earlier about saving for retirement and other financial topics,…