Browsing Tag
401(k)
3590 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Advisors Largely Shun Annuities—But Should They?
International insurance industry think tank The Geneva Association is the latest financial industry group to pitch annuities as…
Asset Management Fees’ Race to the Bottom Accelerates
Forget asset management, asset allocation advice might be the revenue generator moving forward. The ongoing fight for low(er)…
July 2018 Top Advisor By Participant Outcomes (TAPO)
Get ‘Er Done July being a time to celebrate the nation’s independence, it’s appropriate to include a well-known…
Reason No. 3,182 to Invest in 401(k)s
Social Security future concerns many workers, as most still rely on it for retirement despite uncertainty about funding.
Student Loans Make 401(k) Savers Squeamish
Student loan debt almost tripled “in real terms” between 2005 and 2017, garnering much attention from media and…
Why Sponsors Include Sustainable Investing in 401(k) Menus
Adoption of Sustainable Investing (SI) strategies, or those that integrate Environmental, Social and Governance (ESG) goals, has seen…
Average 401(k) Deferral Rates Skyrocket
Market appreciation and an increase in default deferral rates sent participant account balances soaring in 2017. T. Rowe…
Inexpensive Retirement Regions in Italy—Yes, Italy!
For a growing number of 401(k) participants approaching the end of their careers, the dream is to retire…
Shock (Not)! 401k Participants Need Help With ‘Decumulation’ Strategies
Recent research highlights participant perspectives on the topic of decumulation, and reveals that many need guidance with what…
You Don’t Define a 401(k) Target Market, It Defines You
I had the pleasure of recently interviewing Lisa Petronio from Strategic Retirement Partners for our Elite Advisor profile…