Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
New 401k Tool to Target Small- and Medium-Sized Businesses
The small market means big business for 401k advisors, and a new platform hopes to capitalize on the…
Why Divorce Shouldn’t Be a Retirement Plan
Yeah, so this is a problem, but also opens a door for 401k advisors to encourage participants to…
401(k) Advisors: Data, Disruption and (Avoiding) Age Discrimination
“Last year, I stood here and said you can either disrupt or be disrupted, and that has never…
Secretary Galvin Sues On Behalf of ‘Dead’ Retirement Pensioners
Massachusetts Secretary of the Commonwealth William Galvin filed a complaint against MetLife over its failure to pay the pensions…
Why You Shouldn’t Sell 401(k) MEPs
[Update: Comments added to better reflect Swisher’s overall view of the MEP as a “powerful tool moving forward.”]…
Blockchain: A 401(k) Fintech Concept Whose Time Has Come
Blockchain in retirement plans offers secure, transparent solutions for transfers, compliance, and digital recordkeeping efficiency.
Retirees Fear Cost of Health Care, Not Retirement Income
Without your health, you have nothing. It’s cliché because it’s true, as retirees can attest, according to new…
Major Discrepancy Between Retirement Income Expectations Versus Reality
Not surprisingly, Americans have unrealistic expectations about how they will fund their retirement years, according to new research.…
3 Investment Frictions Clients Face
As a financial advisor, you’ve likely had endless discussions with your clients about how your investing approach can…