Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
What Happened to Retirement Assets in the First Quarter?
Once again, we know we’re not supposed to watch these numbers too closely, but we just can’t seem…
Remarkable Resilience—How One Elite Advisor Maintains His Motivation
The news of General Electric’s Dow demise is a lesson for 401(k) advisors—change is inevitable; how one reacts…
Unitized Model Portfolios: The Crucial Next Step in Retirement Plan Product Innovation
A competitive differentiator for specialized plan advisors that more effectively address a growing number of retirement needs, unitized…
An Important Point About 401k Investment Menu Construction
We know too many choices often result in a “paralysis of analysis” by consumers, frozen in place and…
Massive Savings From E-Delivery Update to 401(k) Disclosure
Electronic 401(k) delivery saves millions, cuts costs, improves access, and boosts retirement security for American workers.
401(k) Help for ‘Two-Plan Tonys’
Financial advisors who dabble in 401(k)s are often (and somewhat derisively) referred to as “two-plan Tonys.” They’ve stumbled…
A ‘Disruptive’ Idea for the 401(k) RFP Process
What if 401(k) plan RFPs were submitted by multiple providers in one centralized location for a true apples-to-apples…
Majority of Millennials Flunk Financial Literacy Quiz
Oh, Millennials. A generation berated at nearly every turn, at times we almost feel sorry for them. This…
401(k) Mutual Fund Expense Ratios Continue to Plummet
More good news in the low-fee 401(k) fight. The cost of investing in mutual funds through 401(k) plans…
Danger: Divorce May Disrupt Retirement Outlook
Divorce and retirement planning can be challenging. Learn how divorce impacts savings and steps to secure your future income.