Browsing Tag
401(k)
3590 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Dodd-Frank Financial Regulation ‘Rolled Back,’ Not Repealed
Congress acted on a promise made by the president, but probably not to the degree many supporters would…
The Competitive Advantage Artificial Intelligence Gives RIAs
Stephen Hawking, Elon Musk and other visionaries warn of a dystopian future ruled by robotic overlords, yet (at…
Financially Stressed, Employees Look to 401ks to Cover Expenses
While fewer employees are stressed about finances in 2018 compared with the last few years, the number who…
5 Issues Older Retirees Are Dealing With Now
Older retirees share financial security, income, and housing insights, revealing stability and challenges in the later stages of retirement.
Danger: Don’t Judge a Fund By its Active/Passive Label
Contrary to the beliefs of (too) many advisors, selecting funds for a fiduciary account based solely on their active…
Senators Want Federal Commission to Review Private Retirement Programs
While not quite calling it a “crisis,” two young Senate guns says America’s private retirement system nonetheless faces…
How Do Boomer, Millennial Saving Habits Compare?
Far fewer Millennials than Baby Boomers are counting on Social Security to fund at least part of their…
How Did 401k Participants Behave Last Year?
Present (and positive) trends continue. Almost all 401k and other defined contribution plan participants kept contributing to their…
Hourihan: Take a ‘Journey’ Through the Eyes of a 401(k) Participant
401(k) Marketing Tips from Rebecca Hourihan on making great first impressions, nurturing leads, and embracing tech for advisors.
A New Digital Tool to Improve Financial Wellness
In the wake of its recent partnership with Enrst & Young (EY), MetLife unveiled PlanSmart Financial Wellness earlier…