Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Boomers Ill-Prepared for Retirement Rude Awakening
Baby Boomer retirement crisis shows many lack savings, planning, and budgeting, leaving them unprepared for financial and health challenges.
Financial Confidence Abounds Among Serious 401(k) Savers
Financial Confidence Investors feel secure about money, planning ahead, and overcoming setbacks with long-term financial success.
How Many 401k Savers Are Using Roth Options?
Roth options have increased significantly in availability and usage over the past decade, according to a recent survey…
Cue 401(k) Freak-Out Over Fiduciary Rule Folly
We can’t blame The Wall Street Journal for its hot take on what all happened with the Fifth…
Millennials: Serious 401k Savers or Struggling Spendthrifts?
Conflicting information has us (and everyone) confused. Retirement and investing research pegs Millennials as either responsible savers far…
One State’s Experience With Auto-Enrollment
Automatic Enrollment in South Dakota retirement plans raised participation above 90%, showing the power of opt-out savings programs.
Report: U.S. Households Gaining in Investable Assets
An increasing number of Americans are 'moving on up' financially, according to a new market sizing report by Hearts & Wallets. There are now over two million fewer American households with $50,000 or less of investable assets than four years ago.
Fiduciary Rule Vacated by Fifth Circuit Federal Court
Fiduciary Rule Struck Down as the Fifth Circuit Court rejects the Department of Labor’s regulation impacting retirement savings.
The Power of ‘Predictive Analytics’ in 401(k)s
The data was used to make targeted plan design changes, and surprisingly, decreased the auto-sweep default to encourage more employees to participate.
The Cloud Hovering Over 401k Automatic Enrollment
Improving the retirement security of all Americans isn’t easy. After decades of education and guidance on which employees…