Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
One State’s Experience With Auto-Enrollment
Automatic Enrollment in South Dakota retirement plans raised participation above 90%, showing the power of opt-out savings programs.
Report: U.S. Households Gaining in Investable Assets
An increasing number of Americans are 'moving on up' financially, according to a new market sizing report by Hearts & Wallets. There are now over two million fewer American households with $50,000 or less of investable assets than four years ago.
Fiduciary Rule Vacated by Fifth Circuit Federal Court
Fiduciary Rule Struck Down as the Fifth Circuit Court rejects the Department of Labor’s regulation impacting retirement savings.
The Power of ‘Predictive Analytics’ in 401(k)s
The data was used to make targeted plan design changes, and surprisingly, decreased the auto-sweep default to encourage more employees to participate.
The Cloud Hovering Over 401k Automatic Enrollment
Improving the retirement security of all Americans isn’t easy. After decades of education and guidance on which employees…
401(k) Advisors Need to Push Student Borrowers to Save
Stashing away at least some earnings in a 401(k) account despite student loan debt is more important than…
A FICO Score for 401(k) Plans
How much alpha can advisors really add? How do you truly rate and benchmark a 401(k) plan’s performance…
401k Stakeholders Aren’t In Sync
New research provides a far-from-shocking confirmation that plan participants, providers and sponsors don’t see eye-to-eye when it comes…
401(k) Target Date Assets on the Up and Up
Target-Date Fund Growth surged to $1.73 trillion in 2017, with Vanguard leading the market amid rising passive investment trends.
How Bad is the 401(k) ‘Missing Participant’ Problem?
Research finds 1 in 5 retirement plan accounts has a stale address due to participant moves. Auto portability can help solve this.