Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The One Thing You Must Do as a 401(k) Plan Advisor
If you’re managing one or many 401(k) plans, it’s important to know what services plan sponsors really want…
3 Critical Areas of 401(k) Best Practices
Having worked as a 401(k) plan consultant and investment advisor for more than 30 years, I have seen…
401k Financial Wellness Needed in Military Members’ Transition
Financial wellness should play a role in all facets of society, across most (if not all) sectors and…
Fidelity’s #MeToo Moment Spurs Massive Headaches
Fidelity fund outflows raise concerns despite strong returns and $6.8T assets, as scandals and investor exits impact growth.
401k Fear: Most Women Foresee Working Past Retirement Age
Retirement isn’t looking so simple for the ladies, according to research by Transamerica Center for Retirement Studies (TCRS).…
What to do About Small and Missing 401(k) Accounts
Elizabeth Warren is on the hunt—for small and missing 401(k) accounts. The Massachusetts senator and liberal gadfly reintroduced…
Americans Favor Short-Term Savings Over 401(k)s
Saving money survey shows most Americans save or pay bills, but far fewer direct extra funds toward retirement savings.
U.S. Workers: Reducing Debt Trumps Desire to Grow 401k Savings
America Saves Week may be winding down, but if a recent survey is indicative of anything, it’s that…
Differences Shrink Between DC and DB Plan Returns
DC plan returns are rising, narrowing the gap with DB funds as improved design and lower costs boost performance over time.
How to Meaningfully Monitor the Retirement Plan
What are the important retirement plan best practices, especially with monitoring and oversight? Arnerich Massena asks and answers…