Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to Move 401(k) Financial Wellness from Idea to Execution, Part 3
Effective financial wellness strategies positively impact both plan participants and consultants by being targeted and manageable.
Social Security Short-Changed Widows: Inspector General
It’s never good when the Inspector General comes knocking. A new report from the Office of the IG…
Ex-Wells Fargo Advisor Arrested for Stealing from Elderly
Wells Fargo advisor arrest linked to $600K theft from elderly clients, involving unauthorized transfers and financial deception.
Reject This Attempt to ‘Regain Retirement Plan Control’
Bitcoin retirement may sound appealing, but it risks your future savings. Learn why avoiding Bitcoin in retirement is crucial.
Americans Like Workplace Benefits, But …
Employee benefits financial security report reveals gaps in access and education for lower-income workers across America.
5 (Critical) Reasons for Fiduciary Liability Insurance
“Fiduciary liability insurance—isn’t every plan required to have that?” Actually, fiduciary liability insurance is not required, but it’s…
Top 5 (Luxurious) Retirement Communities in the U.S.
As 401(k) participants approach retirement age, concerns undoubtedly shift away from optimal asset allocation and appropriate contribution rates toward…
HSAs and 401(k)s: Not an ‘Either/Or’ Discussion
HSA and 401(k) contributions work better together, with participants saving more when contributing to both plans instead of one.
As 401(k) Turns 40, It’s Time for a Facelift
The modern 401(k) turns 40-years-old this year. What started as a change in the law to prevent company…
A ‘Blueprint’ for Retirement Plan Reform: IRI
Retirement Security Blueprint outlines tax, savings, and lifetime income policies to improve retirement access and financial security.