Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to Sell and Deliver a Financial Wellness Program
Financial wellness. Financial literacy. Retirement readiness. These loosely-defined buzzwords have been cropping up across the world wide web…
How Committed Are 401(k) DC Plan Participants To Saving?
Can’t stop, won’t stop. The vast majority of defined contribution (DC) plan participants are habitually contributing to their…
Race to Financial Wellness: 4.01k Fun Run to Happen in Multiple Cities
Join the 4.01k Race for Financial Fitness—a fun way to boost your financial health and learn the importance of 401ks.
The Biggest Driver in 401(k) Plan Pricing?
Average 401k Balance reached six figures in 2017, with higher balances linked to lower fees, as outlined in the 401k Averages Book.
Fixed 401(k)-Plan Fees Finally Surface
Fixed Fee 401k offers transparent pricing with flat fees, helping small to mid-sized plans reduce costs and improve retirement outcomes.
How to Craft the Best 401(k) Investment Menu
Do your 401(k) plan-sponsor clients offer participants way too many investment options? Do you wonder how these investment…
Sloppy Scottrade Fiduciary Slip Completely Self-Inflicted
Regarding its ongoing drama with Spitzer mini-me William Galvin, a simple misstep might have done Scottrade in—and it…
Why Reining in Retirement Regulators is Rule No. 1
We’ll stipulate the Consumer Financial Protection Bureau could be a force for good in theory, but corralling an…
How Many Workers Will Increase Retirement Savings Because of Tax Reform?
Whatever it takes to meaningfully move the needle. Almost 13 percent of Americans plan to use the recent…
Massachusetts Slams Scottrade for Alleged Sales Contest Fiduciary Fail
The Department of Labor might allow for regulatory wiggle room before full implementation of its fiduciary rule; not…