Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
‘Community Involvement’ Directly Linked to Financial Wellness
Cesar Chavez’s observation seemingly still applies long after his passing. “We cannot seek achievement for ourselves and forget…
An Unintended Consequence of Tax Reform on 401k Hardship Withdrawals?
Sometimes when new tax laws, such as the recent Tax Cuts and Jobs Act (TCJA), are enacted, there…
How to Sharpen the Focus on 401(k) Financial Futures
The stats aren’t new, but always stark. More than a third of all private sector workers do not have…
Stock Options Cause Confusion, Concern in Retirement Planning
Be careful what you wish for. Employees lucky enough to have an equity stake in the form of…
Two More Retirement and Investment Heavyweights Team Up
Fresh off the heels of a similar announcement involving ADP, Financial Engines said Thursday it has “significantly expanded”…
Survey Says: 401(k) Participation, Contributions on the Rise
When it comes to 401k saving and investing, things are looking up—literally. Surging confidence in the stock market…
Share Class ‘Amnesty’ for 401(k) Advisors: Marcia Wagner
Will it be A shares, B shares …C, D, E, F or G shares? If you’re confused over…
Surprise (Not)! Interest in Digital 401(k) Advice on the Rise
Robo-advice created controversy last week when markets crashed, causing a temporary shutdown or stalling of access to several…
How to Move 401(k) Financial Wellness from Idea to Execution, (Part 2)
Overcoming hurdles in financial wellness programs: Defining and executing a clear, agreed-upon vision for plan sponsors and consultants.
Is Retirement Killing Men?
'Will you still need me, will you still feed me, when I'm 64?' No—you probably won’t make it, according to a new research paper.