Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Top Ten Best and Worst States to Retire
There are a few surprises in WalletHub’s latest release of the best and worst states to retire (Hawaii…
Is U.S. Life Expectancy Really Declining?
U.S. life expectancy declined in 2016 despite lower mortality rates, showing nuanced impacts across age groups and causes of death.
Congressional Bill Increases Annuity Use in 401(k)s
Recently-introduced legislation to increase so-called lifetime income options (annuities) in 401(k) and similar retirement plans specifically notes that…
Wants and Needs: What Financial Benefits Do Workers Expect?
Employers are from Mars, workers Venus. We know a gap exists in perceptions between the two camps, and…
THE ANCHOR LEG OF THE DC PLAN: Helping Participants Finish Strong with a “Retirement Tier”
Auto-features and financial wellness seem to dominate industry headlines these days. Article presented by: Franklin Templeton
‘Retirement Risk’ Down for American Households, But …
The Center for Retirement Research at Boston College is out with the latest National Retirement Risk Index, which…
Why SEC Fiduciary Rule Reg Sounds Right
We’re not crazy enough to argue against the DOL’s fiduciary rule (or at least a rule), but is there a better way, one that more successfully satisfies key stakeholders?
Dallas-Based ‘Professional Fiduciary’ Sued After FBI Raid
Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary” and subject of an FBI raid in October…
The Most Destructive 401(k) Behavioral Bias
[For part one of the three-part series, click here.] The second leg of “The Big Three” for retirement…
11 Retirement Plan Trends Happening Now
The economy is showing plenty of strength as we begin 2018. GDP is stronger than it’s been during…