Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
What Now? 401(k)s in the Wake of Tax Reform
401(k) Tax Reform explained—impact on retirement plans, HSAs, and state-run savings programs with insights from Ascensus’ David Musto.
When Risk Tolerance and the ‘Right’ 401(k) Allocations Collide
The argument has long been made that longer lifespans (and therefore retirements) require longer investments in equities in…
January Top Advisor By Participant Outcomes (TAPO)
“As a whole, we have participation rates near 100 percent, and that is our goal.”
Major Problem Reported with 401K Auto Enrollment
The benefits of automatic enrollment in 401(k)s are all but a given, and a major reason Richard Thaler,…
Another Company Cites Tax Bill in 401(k) Match Bump
401(k) contribution increases follow tax reform as Visa, Nationwide, and Aflac boost employee matches and offer bonuses.
Bob Doll’s Bold Predictions for 2018
Is there a counter correlation between market performance and how top prognosticator Bob Doll scores with his annual…
What’s at the Top of 401k Plan Sponsors’ To-Do Lists?
Avoiding lawsuits, improving retirement readiness, documenting plan decisions, auditing follow through, benchmarking fees, selecting an auditor, maintaining clean…
Top 10 Countries in Which to Retire
For 401(k) participants with an eye toward an eventual ex-pat retirement experience, International Living is out with its…
A Key to Better 401(k) Financial Literacy?
Less talk, more action. It’s the main finding of a recent study about financial literacy and decision-making, especially in the workplace.
Why Auto Portability Makes Everything Better
Auto portability retirement savings help cut cash-out leakage, preserve trillions, and make retirement policy initiatives stronger.