Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
‘Retirement Risk’ Down for American Households, But …
The Center for Retirement Research at Boston College is out with the latest National Retirement Risk Index, which…
Why SEC Fiduciary Rule Reg Sounds Right
We’re not crazy enough to argue against the DOL’s fiduciary rule (or at least a rule), but is there a better way, one that more successfully satisfies key stakeholders?
Dallas-Based ‘Professional Fiduciary’ Sued After FBI Raid
Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary” and subject of an FBI raid in October…
The Most Destructive 401(k) Behavioral Bias
[For part one of the three-part series, click here.] The second leg of “The Big Three” for retirement…
11 Retirement Plan Trends Happening Now
The economy is showing plenty of strength as we begin 2018. GDP is stronger than it’s been during…
What Now? 401(k)s in the Wake of Tax Reform
401(k) Tax Reform explained—impact on retirement plans, HSAs, and state-run savings programs with insights from Ascensus’ David Musto.
When Risk Tolerance and the ‘Right’ 401(k) Allocations Collide
The argument has long been made that longer lifespans (and therefore retirements) require longer investments in equities in…
January Top Advisor By Participant Outcomes (TAPO)
“As a whole, we have participation rates near 100 percent, and that is our goal.”
Major Problem Reported with 401K Auto Enrollment
The benefits of automatic enrollment in 401(k)s are all but a given, and a major reason Richard Thaler,…
Another Company Cites Tax Bill in 401(k) Match Bump
401(k) contribution increases follow tax reform as Visa, Nationwide, and Aflac boost employee matches and offer bonuses.