Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why ‘Well Off’ 401(k) Participants Are Sometimes Harder to Enroll
Kristina Keck of Woodruff-Sawyer clues us in on how to keep participants focused.
Are Defined Contribution Participants Delusional?
Retirement survey findings show workers fear outliving savings, lacking Social Security, and working longer for financial security.
Will Saving Trees Save Retirement?
It appears so, and the cost savings of electronic versus paper statements alone could go a long way…
Money Market Reform Means More Stable Value, But …
Stable Value Funds gain popularity as plan sponsors shift from money market options after SEC money market fund reform.
Apply 401k Auto-Features to Other Financial Wellness Areas?
Save for retirement or a child’s education? Should more go to health care, or caring for an elderly…
Retirement Savings Regret High Among 401k Plan Participants
Youth is wasted on the young, George Bernard Shaw quipped, and that apparently applies to retirement saving. Not…
Collective Investment Trusts Aim for Asset Milestone
Collective investment trusts rose to $2.8 trillion in 2016, offering institutions lower-cost alternatives to mutual funds.
November Top Advisor by Participant Outcomes (TAPO)
We understand and analyze not only the barriers to saving for retirement but the impediments to saving for…
Conservative Republicans Push Controversial 401(k) Proposal
It’s a retirement plan policy proposal that will intrigue some and horrify others, and reignites the debate about…
An Overlooked 401(k) Point in the Tax Reform Fight
As the House and Senate feverishly work to reconcile the differences between their two tax bills, it’s still…