Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How ‘Great Recession’ Shaped Retirement Savings Behavior
Millennial retirement investing shows a do-it-myself mindset, focusing on savings, financial independence, and conservative strategies.
Why It’s So Easy to Steal 401(k) Plan Assets
It’s easier than you think for a third-party administrator or plan fiduciary to steal plans assets. The allegation…
A Great Niche for 401(k) Plan Advisors
Health care institution retirement plans survey shows shift from 403(b) to 401(k) and highlights strategies to boost employee savings.
How Young Retirement Advisors Are Doing It Right
Must they be so right at everything? New data from global research and consulting firm Cerulli Associates finds…
Fiduciary Rule Killing Annuity Sales
Annuity sales decline as fiduciary rule impacts IRAs, with quarterly sales falling below $50 billion for the first time in 15 years.
401k Financial Scarcity Rears its Ugly Head
Financial scarcity is the scourge of positive participant outcomes, and a large number of employees say financial woes…
Tackling Trump-Created Fiduciary Frustration
Frustration is the price of freedom, despite repeated and often unthinking cries for Congress to “do something.” Anyone…
2 Solutions to the Small Retirement Plan Problem
Is the problem small, or the retirement plan? It would appear the latter, according to Morningstar. The Chicago-based…
What the New Form 5500 Means for 401(k) Advisors
Proposals suggest a ‘modernized’ Form 5500 will compel plan sponsors to deliver information—some of it new—in formats that facilitate data mining.
Passive Fund Products Double Their In-flow Amount
Equity fund flows surged in October with $27.6B into passive funds, doubling September’s inflows as active funds faced outflows.