Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Hatch Proposes ‘Mini-Rothification’ for 401(k)s, IRAs
Roth 401(k) catch-up contributions may shift to taxed upfront under Hatch’s proposal, raising limits but changing retirement savings rules.
The Single Most Important Retirement Question is …
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‘Emotional Factors’ Key to Saving Success
Emotional factors play a key role in retirement savings success, and most respondents to a recent survey indicated…
‘More Money, More Savings’ Study Finds
Retirement education, not resources, explains why many middle-income workers miss out on full savings from employer 401k plans.
How to Locate Missing 401(k) Participants
The American Benefits Council clearly identified the root causes of missing participants: a highly-mobile workforce and lack of retirement portability.
How are Millennials Behaving with 401(k) Savings?
Mention Millennials and behavior and it typically evokes exaggerated eye rolls and sharp exhales, yet with 401(k) savings,…
Fund Products Flourish One Year After Presidential Election
However one feels about the era of President Trump, the year since his election has been very good for mutual funds and ETFs.
Is there a 401(k) Advisor, Vendor Digital Divide?
What good are all the developments in 401(k) tech if no one uses them? It was a rhetorical…
Marcia Wagner’s 10-Minute Take on Trump Tax Plan
Marcia Wagner arrived bleary-eyed but ready to go at The 2017 New England Wealth & Retirement Conference in…
3 Keys to Triumphing Over Tragedy
“The explosion was 10 feet away and blew me into the doorway of a restaurant.” So began Heather…