Browsing Tag
401(k)
3594 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
4 Measures of 401(k) Financial Wellness Success
Employee Financial Wellness Programs boost productivity. Gauge success with benchmarks, surveys, and data analysis.
Biggest Causes of 401(k) Financial Fear
Beginner investors, especially, are overwhelmed and feeling anxious, according to a new study of what’s keeping workers awake at night.
Why Financial Wellness in 401(k)s is Absolutely Essential
Discover how financial wellness in retirement planning helps 401(k) participants reduce debt, build savings, and improve long-term financial health.
Major News About 401(k) Advocacy, Lobbying
Excitement in the 501c world (seriously). The Plan Sponsor Council of America (PSCA) will join the American Retirement Association (ARA).
How Do Workers Feel About Debt in Retirement?
Good debt, bad debt—retirees don’t want it. “LIMRA Secure Retirement Institute finds consumers attitudes towards being in debt, even…
The Opportunity, and Peril, in Retirement Asset Consolidation
How do you ensure you’re the one? It’s hardly news to know retirees like to simplify once they…
Hatch Proposes ‘Mini-Rothification’ for 401(k)s, IRAs
Roth 401(k) catch-up contributions may shift to taxed upfront under Hatch’s proposal, raising limits but changing retirement savings rules.
The Single Most Important Retirement Question is …
Unlock retirement insights with Retire Ready Solutions. Get personalized status reports and actionable info to plan your future effectively.
‘Emotional Factors’ Key to Saving Success
Emotional factors play a key role in retirement savings success, and most respondents to a recent survey indicated…
‘More Money, More Savings’ Study Finds
Retirement education, not resources, explains why many middle-income workers miss out on full savings from employer 401k plans.