Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Dems Dominate 401k Discussion with Alternate Plan Proposal
Senate Democrats seized on rumors of Republican retirement plan contribution cuts, proposing an alternative on Tuesday that would…
Feds Raid Dallas-Based ‘Professional Fiduciary’
The FBI raided Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary.” The Dallas Morning News reports…
Why This Target Date Trend Continues in 401(k)s
The move towards non-proprietary fund products continues, at least in target-date lineups. Diversifying allocations and outsourcing non-core areas…
What Nobel Winner Thaler Thinks of 401(k) Cuts?
401(k) Contribution Limits spark debate as Nobel winner Richard Thaler shares a contrarian take on retirement savings policies.
Why Tax-Cut Trickery Over 401(k) Limits Won’t Fly
Bloomberg is out with one of the sillier opinion pieces about the supposed problems plaguing retirement plans, and…
Trump Trips Over 401(k) Contribution Chaos
It’s on, then off, and then on again. General confusion surrounding the marketing and messaging of the White…
4 Questions to Ask When Adding ESG to 401(k) Menus
As defined contribution participants increasingly demand more socially responsible investments, plan sponsors need to consider their ESG options. Environmental,…
Consistency is Key to 401(k) Success
The Investment Company Institute took a look at its 401(k) database recently, something it maintains with EBRI. Here's what it found.
The Dangers of Investing Complacency
Recently, I was hiking with my family in the mountains a couple of hours west of Denver. During…
Top 10 Best Towns in Which to Retire
Will it be snow and cold or sun and surf? Arts and entertainment or peace and quiet? The…