Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Advisors Get Boost With Compliant Texting Capabilities
More than 80 percent of Americans text regularly, making it the fastest and easiest way to communicate, according to Pew…
More Diversification in Target-Date Fund Options
While the number of target-date funds has grown significantly in recent years, their “overall construct has largely stayed the same."
RiXtrema Releases DOL Fiduciary Rule Checklist
The company released its DOL Fiduciary Rule Checklist on Tuesday, in which advisors answer specific questions to ensure regulatory compliance.
Top 401(k) Plan Sponsor Initiative of 2018?
It’s commonly accepted for 401(k) and retirement plan sponsors to focus on three major initiatives to promote retirement…
Tough Tax Talk Reveals Dems’ Investment Ignorance
Last week brought a chorus of howls over President Trump’s tax reform. Among the sophomoric (and expected) soundbites…
10 Key Features of A ‘Retirement-Ready’ 401(k)
Retirement readiness is all the rage, and defined as financially prepared employees that can retire without lowering their…
Bratty Millennials Beat Boomers at 401(k) Benchmarks
Millennial retirement savings are rising, with many planning early for freedom, flexibility, and financial security in the future.
401(k) Assets Hit New High (Again)
Another record high. Investment Company Institute reports that total U.S. retirement assets were $26.6 trillion as of June…
Is There Really a ‘Retirement Crisis’ in America?
There is a widespread perception that Americans aren’t saving enough for retirement. Some policymakers propose to increase the…
3 Fiduciary Issues to Consider if You Advise on IRAs
According to the Investment Company Institute, at the end of the first quarter of 2017, assets in IRAs…