Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Don’t Call it a Comeback: Why CITs are Suddenly Gaining Ground
Chances are, you’ve heard of collective investment trusts (commonly referred to as CITs). CITs are tax-exempt, commingled or “collective”…
What Do Retirement Benefits Really Cost Participants?
The cost of providing retirement plan benefits, including 401(k)s, varies greatly. Not exactly news to experienced 401k advisors,…
Gucci Dressed Down in Latest 401(k) Lawsuit
Gucci America Inc. is the latest company to be sued over the fees associated with its retirement plan.…
Wait …Company Stock is Now Good for Retirement Saving?
Apparently, it’s not the purchase of company stock itself that can lead to retirement disaster, but how it’s…
Why Are Women Less Risk Tolerant Than Men?
Let’s be clear, they said it, not us. Life events such as childbirth, child care and care-giving often…
The Latest Fiduciary Delay Will Cost Participants How Much?
What’s a few billion dollars between (fiduciary) friends? Left-leaning Economic Policy Institute estimates the Trump administration’s proposed 18-month…
Here’s Why (Again) 401ks Are So Important
In 2016, the stars appeared to align for defined benefit (DB) pension plans. Interest rates rose. Stock market…
T. Rowe Price Gets ‘Senior Defined Contribution Strategist’
T. Rowe Price has hired Linda Delivorias as a senior defined contribution strategist in the firm’s full-service defined contribution plan recordkeeping…
401(k) Filing Relief for Hurricane Irma Victims
As expected, the Department of Labor has announced employee benefit plan compliance guidance and relief for victims of…
Echoes of Enron in Recent 401(k) Lawsuit, With A Twist
DST 401k lawsuit claims employees lost $400M from concentrated Valeant stock investments and mismanaged retirement accounts.