Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Now ‘Table Stakes’ for Younger Workers
We know the value 401(k)s provide in attracting and retaining top professional talent, and despite a reputation as…
401(k) Participants Calm Through Trump 2017 Craziness
Trump bump, good investing behavior or better 401(k) technology/product innovation? Whatever the reason (or possibly all three), Americans…
401k Plans Impacted by Hurricane Harvey Receive Regulatory Relief
The Department of Labor is easing the regulatory burden for 401k plan sponsors and participants in areas affected…
DOL Proposes 401(k) Fiduciary Rule Delay (Again)
Fiduciary rule delay moves full implementation to 2019, affecting retirement plans, IRA owners, and financial fiduciaries.
Record U.S. ETF Assets Spotlight Low Retirement Plan Adoption
The low-fee fund movement is unquestionably driving exchange-traded fund adoption, but when (if ever) will it hit 401ks?…
Retirement ‘Crisis’ Another Trump Tall Tale
A resident scholar at American Enterprise Institute attacks President Trump’s misleading retirement claim (what?) of defined contribution dire straits.
Falling 401(k) Fees No More?
DC plan fees survey shows costs flattening after years of decline, with record keeping, trust and custody fees holding steady.
The Big Differences Between 401(k) Savers and Non-Savers?
401(k) saving challenges reveal how financial stress, bills, and debt impact retirement planning and why wellness programs can help.
Shock (Not)! Public Employees Like Pensions
Even though public and private sector employers find them impossible to afford, a new study reports that public…
4 Critical Trends in 401(k) Plan Service
The 401(k) service sector has evolved considerably since its introduction in the Revenue Act of 1978. Since the…