Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Retirement ‘Crisis’ Another Trump Tall Tale
A resident scholar at American Enterprise Institute attacks President Trump’s misleading retirement claim (what?) of defined contribution dire straits.
Falling 401(k) Fees No More?
DC plan fees survey shows costs flattening after years of decline, with record keeping, trust and custody fees holding steady.
The Big Differences Between 401(k) Savers and Non-Savers?
401(k) saving challenges reveal how financial stress, bills, and debt impact retirement planning and why wellness programs can help.
Shock (Not)! Public Employees Like Pensions
Even though public and private sector employers find them impossible to afford, a new study reports that public…
4 Critical Trends in 401(k) Plan Service
The 401(k) service sector has evolved considerably since its introduction in the Revenue Act of 1978. Since the…
A New Millennial Mindset in 401(k) Retirement Planning?
Retirement is a distant concept for millennials, many of whom would rather save and spend to achieve a…
7 Reasons to Re-enroll 401(k) Participants
Many 401(k) plan sponsors have opted to periodically re-enroll all their participants into the qualified default investment alternative…
Are Multiemployer Plans in Trouble or Not?
The financial crisis last decade walloped multiemployer retirement plans, most notably the Teamsters and United Mineworkers of America.
A Critical HSA Liability (and Opportunity)
Too many 401(k) advisors instinctively overlay 401(k) menus onto advisor-friendly HSA platforms. It’s not a surprise; advisors have…
401(k) Participants Score Low-Fee Court Victory: Tibble
A seminal case in the trend towards lower fees took a major step towards resolution with an announcement Thursday…